1:1 Consultation · 45 Minutes · No Cost
A private 45 minutes with someone who can look at your real situation — income, credit, debts, timeline, target neighborhood — and tell you exactly where you stand. What you'd qualify for. What it would cost each month. What to fix first if the numbers don't work yet. And if now isn't the right time, I'll tell you that too.
What we'll cover
Bring whatever you've got — a paystub, a credit report, a house you saw online, a question you don't know how to phrase. We work from where you actually are.
01
A realistic price range based on your actual income, debts, credit, and down payment — not a marketing number.
02
Which programs apply to your situation, what each would cost you monthly, and what tradeoffs you're accepting with each.
03
Principal, interest, taxes, insurance, PMI, HOA — the actual number you'd write a check for every month, on the price range you're considering.
04
If your file isn't quite ready, we map exactly what to work on — credit, savings, debt, employment — and how long it usually takes.
05
What's actually happening in the neighborhoods you're eyeing, what inventory looks like, and whether your timeline is realistic.
06
The whole session is yours. If you want to spend 30 minutes just on loan program tradeoffs, we do that. This isn't a script.
How it works
Step 1. Pick a time on the calendar that works. You'll get a confirmation and a short intake form (income range, credit range if you know it, target price and timeline). Skip anything you don't know — we'll cover it in the call.
Step 2. We meet — by phone, video, or in person in San Antonio. Bring what you have. Ask what you want. I'll take notes and share the screen if we're doing math together.
Step 3. After the call, you get a short written summary of what we discussed and any next steps. No follow-up sales sequence. No CRM drip. If you want to work together, you know how to reach me.
Evenings and weekends available. Bring a spouse or family member if you'd like.